Only the combined focus of all participants can achieve the desired outcome. Each and every one of us place our skills entirely at the service of the whole, so that everyone can benefit rather than just adding the sum of the individual talents. We thank you for your trust!
Willy Graf, lic.iur. HSG
Willy Graf founded VVK Vorsorge- und Vermögenskonzepte as a provision consulting company more than 20 years ago. Today, this company is the market leader in provision consulting for Swiss association members. Mr. Graf worked as a financial planning lecturer for many years in what today is the IfFP Institute for Financial Planning, supporting the development of this course. He has provided neutral and independent advice on provision planning and investment and tax optimisation during several thousand personal visits to families and individuals, employees, and self-employed individuals. The VVK Group was gradually shaped from this experience. The core competence of VVK Group revolves around the full personal provision for the individual Swiss citizen, while envisaging the highest possible level of client protection. The necessary working tools – the FiplaPro® Finanzwerkzeuge – are developed by Haus der Vorsorge.
Frank Heisler joined the sales team of FiplaPro® Finanzwerkzeuge in May 2019. He brings many years of experience in information and process technologies to his role. Among others, he worked for American and German IT service companies and for Swiss and Anglo-Saxon banks as head of software development, analyst and IT project manager (bank integration, security, processes, monitoring, organisational development). Mr. Heisler knows and understands the needs of financial service providers in terms of the new financial services laws.
Tim Nielen, B.A. HSG
Tim Nielen holds a Bachelor’s degree in Business Administration at the University of St. Gallen (HSG). During his studies, he worked as a research assistant at a research institute in the insurance industry. As part of his work at Haus der Vorsorge, he is responsible for project development, working as an assistant to the management. In his spare time, he enjoys sports and reads a lot.
Sarah Lutz, Marketing expert with federal certificate FA
Sarah Lutz holds a Swiss Professional Degree in Hospitality Management obtained in 2009 and worked for several years in many renowned hotels. She has also worked as an assistant to the management and in the sales and marketing department of a leading software company during the following seven years. Ms. Lutz became part of the VVK Group team in March 2018 in her role as assistant to the management. She enjoys spending her free time in nature and with friends. Her hobbies include hiking, skiing, and biking.
Luca Dellenbach is an intern in the VVK Group and works in the administration department and on new projects: for example, he supports Willy Graf in the preparation of a textbook on pension provisions. He is currently completing a Bachelor’s degree in Business Administration at the University of Applied Sciences St. Gallen (FHSG). In his spare time, he enjoys travelling and cooking.